Many private health insurance policies will only cover a number of ambulance trips to hospital for an emergency. Non-emergency ambulance transport is often limited or excluded completely from private health insurance policies.
Many South Australians join Ambulance Cover Extras (ACE) as an addition to private health insurance, guaranteeing them full protection from ambulance fees.
To understand the ambulance services covered by your private health insurance policy, you should review your policy’s terms, conditions, exclusions, and benefit limits, as cover levels and eligibility can vary between insurers and products.